📋 Tax Planning & Filing

Keep More of What
You Rightfully Earn

Doctors are among the highest taxpayers in India — and often the most overtaxed, because most financial advisors don't understand the complexity of a doctor's income profile: consulting fees, hospital salary, practice income, rental income, investments, and business earnings all taxed differently. We do.

₹3.2L
Avg. Annual Tax Saved per Doctor
48 hrs
Free Tax Assessment Turnaround
0
ITR Penalties for Our Clients

The average doctor in the 30% tax bracket leaves ₹2–5 lakhs in legitimate tax savings unclaimed every year — simply because their CA doesn't understand their unique financial structure.

Six Tax Services That
Work Together

We don't just file your returns — we plan your taxes year-round so that filing is the easiest part.

🧮
Tax Optimization Strategy
Year-round tax planning — not a last-minute exercise

True tax planning is done before the financial year begins, not in March. We analyse your complete income profile — salary, consulting fees, practice income, rental income, capital gains, and agricultural income — and build a year-round tax strategy that structures your income and investments to legally minimise your total tax outgo. Our tax plans are reviewed quarterly and updated as your income or regulations change.

Complete income mapping: identify every income stream and its optimal tax treatment
HUF structuring: doctors with family business can create a Hindu Undivided Family for significant tax benefits
Old vs New tax regime analysis: we calculate which regime saves you more — many doctors are on the wrong one
Investment-tax coordination: align your SIP, insurance, and NPS contributions for maximum 80C, 80D, 80CCD benefits
Advance tax calendar: timely quarterly advance tax payment to avoid penal interest of 1% per month
Get My Tax Plan →
📝
ITR Filing
Accurate, on-time filing for every category of doctor

A doctor's income tax return is not a simple form — it involves multiple income heads, TDS reconciliation across many Form 16s and 26AS entries, capital gains from investments, professional income from multiple hospitals, and potentially business income from a practice. We handle the complete ITR filing process with accuracy, ensuring every deduction is claimed and the return is filed correctly the first time — no revised returns, no notices.

ITR-1 to ITR-4: all categories — salaried, professional, business, and combination income
Full reconciliation of 26AS, AIS, and TIS before filing — prevents mismatch notices from IT department
Capital gains computation: STCG and LTCG from mutual funds, stocks, property — all calculated correctly
Partnership firms and LLPs: tax filing for clinic partnerships and multi-doctor practice structures
Post-filing support: respond to IT department queries and notices on your behalf
File My ITR →
🏢
Practice Tax Advisory
GST, expense optimization, and tax-efficient clinic operations

Running a medical practice involves complex tax implications that are different from individual taxation. GST applicability varies by service type (healthcare services are largely exempt, but diagnostic services and equipment may attract GST). Practice expenses — equipment depreciation, staff salaries, consumables, rent, and maintenance — need to be correctly documented and claimed to optimise your practice's tax position.

GST registration, quarterly return filing (GSTR-1, GSTR-3B), and annual reconciliation
Expense optimisation: ensure all legitimate practice expenses are documented and claimed as deductions
Equipment depreciation: accelerated depreciation on medical equipment under Income Tax Act provides large initial deductions
Practice structure advisory: sole proprietorship vs LLP vs company — which structure saves you most tax?
Salary structuring for employed doctors: optimise compensation components to minimise personal tax
Optimise My Practice Tax →
Compliance Management
Never miss a deadline — we manage all statutory obligations proactively

Tax compliance involves dozens of deadlines throughout the year — advance tax instalments in June, September, December, and March; quarterly TDS returns; monthly GST returns; annual ITR filing; ROC compliance for companies; and more. Missing these deadlines triggers interest, penalties, and sometimes income tax notices that take months to resolve. Our compliance management service ensures you never miss a deadline — we track, remind, prepare, and file on your behalf.

Advance tax: timely payment of four instalments to avoid penal interest under Sections 234B and 234C
TDS compliance: deduction, deposit, and quarterly return filing for clinics and hospitals employing staff
Form 15G/H management: ensure qualifying investments do not attract TDS unnecessarily
Notice management: respond to Income Tax, GST, and MCA notices promptly and accurately
Compliance dashboard: monthly report of all upcoming deadlines and completed filings
Never Miss a Deadline →
🌍
NRI Tax Planning
Specialised advisory for Indian doctors working and investing across borders

NRI doctors face a uniquely complex tax situation — income earned abroad, investments in India, potential dual residency issues, FEMA compliance, and double taxation treaty benefits. Getting this wrong can result in significant tax leakage or compliance violations with serious consequences. Our NRI tax specialists have deep expertise in helping Indian doctors in the UK, US, Middle East, and other countries manage their Indian tax affairs efficiently and compliantly.

Residential status determination: NRI vs RNOR vs Resident — small mistakes have large tax consequences
DTAA benefits: apply Double Tax Avoidance Agreements with 90+ countries to reduce overall tax burden
FEMA compliance: legal repatriation of funds from India, NRE/NRO account management, and property investment rules
Foreign asset disclosure: FATCA compliance and Schedule FA reporting in Indian ITR for foreign investments
Return planning: optimal timing and method of returning to India to minimise tax on accumulated foreign wealth
Get NRI Tax Advice →
Quick Tax Assessment
Discover missed deductions in 48 hours — for free

Many doctors have been filing their taxes for years without knowing that they could be saving significantly more. Our free 48-hour tax assessment is simple: you share your last ITR (or just your Form 16 and investment details), and our tax team will review it and tell you exactly which deductions you missed, which regime would save you more, and how much you could have saved. No charge. No obligation. Just clarity.

Submit your last ITR or just your income details — our team handles the rest within 48 hours
We check for 25+ commonly missed deductions: HRA, LTA, professional tax, NPS, mediclaim, donations
Old vs new regime comparison: with full calculation of which option saves you more this year
Section 44ADA analysis: doctors with professional income may benefit from presumptive taxation
Completely free — we simply want to show you how much better your tax situation could be with WealthMD
Get Free Assessment →

Key Deductions Every
Doctor Should Be Using

💰
80C
ELSS, LIC, PPF
Up to ₹1.5L
❤️
80D
Health Insurance
Up to ₹75,000
🏦
80CCD(1B)
NPS Contribution
₹50,000 extra
🏠
24(b)
Home Loan Interest
Up to ₹2L
📚
80E
Education Loan Interest
Unlimited
🌱
80G
Charitable Donations
50–100% deduction

See How Much Tax
You Could Save

Our free 48-hour tax assessment will show you exactly how much you're overpaying in taxes and how we can reduce your liability — legally and permanently.

Get Free Assessment →